Mobile phone insurance covers – Is it a good investment?

Did you know the benefits of mobile phone insurance covers and how you can achieve the best mobile phone insurance covers for your smartphones and mobile devices? If not, then this is the guide for you.

It is estimated that less than half of those people who own a smartphone actually have them insured. Is this smart reasoning on the part of the phone user just a case of universal passivity? After some investigation it was discovered that the main reason people did not take a mobile phone insurance was because of the price.

Of course, there will always be those instances where a phone doesn’t get damaged and the insurance is rendered somewhat unnecessary. For most of us though mobile phone insurance is thoroughly worthwhile and definitely makes for a good investment as hundreds of thousands of claims are made every day across the globe.

Here are some of the ways that you can achieve the best price on mobile phone insurance covers.

Choose to buy online

As when making any purchase, you will always find the best deal on the internet. Whenever you buy a new phone the manufacturer and network provider will try to sell you insurance as an add on but you almost certainly will be able to find it cheaper if you look online.

Ask your employer about mobile phone insurance covers

A lot of larger employers will provide basic cover as part of their employee benefits package. If you remember reading about your employee benefits when you initially started your job it may be worth digging out your handbook and seeing exactly what it includes.

Choose the right type of insurance cover

A lot of insurance plans are pre-set and applied to all people irrespective of their individual circumstances. Make sure that you are covered for only those things that pose a specific threat to you. Do ask for those things that don’t apply, to be removed. These may be things like international cover which will ne unnecessary if you don’t travel and so on.
If you follow my three tips above then mobile phone insurance will definitely make for a good investment!

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Did you like this article? Let us know if you think mobile phone insurance covers are necessary!


This article has been written by Vicky Dean. Vicky is an avid technology writer who specialises in the area of smart phones apps and mobile phone insurance.

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  1. Praveen Kumar Reply

    Wow, so great & good news for mobile users. i like your post for aware about this info.

  2. Anna Reply

    I have never thought of getting an insurance for my mobile actually. Each time I purchase an electrical equipment for my home, an insurance is offered by the salesman, and I always say no to it. I can’t help, but the only thought I have is: “They want to rip me off!” :)

  3. Shiva @ Blogging Tips Reply

    I think it is a good idea to insure a mobile if it is in the high price range, maybe like the iPhone or Galaxy/Nexus range stuff but for medium or lower range mobiles I do not find any use of insuring them.

  4. balimbing56 Reply

    Each time I purchase an electrical equipment for my home, an insurance is offered by the salesman, and I always say no to it.

  5. Cheap phone insurance Reply

    The incidents of mobile thefts and losses are increasing day by day. It is very difficult to any individual to cope with such situation. This may be due to the cost of purchasing a new one and it may be if the stolen gadget carried some free deals then the gadget owner loose that deal too.
    Some companies provide a warranty period that includes free replacement or servicing of the gadgets during the warranty period only. But it does not include the loss and accidental damage of your phone, so to minimize the financial burden due to such incidents; the handset owners should insure their phone. The phone insurance means insuring the handset with a specified insurance plan for a specific period. There are so many insurance plans in the market.

  6. Melodie Reply

    This is really great.. Mobile Phone insurance really is a great idea.. There are so many benefits from it.. Thanks for this info!

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